20920 5th Avenue, Cudjoe Key, FL

$2,795,000

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4

Beds

3

Baths

2,913

Square feet

About 20920 5th Avenue

Florida Keys luxury island living at its finest. Welcome to your private slice of tropical island living in coveted Cudjoe Gardens—a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty—perfect for gathering with family and friends. Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoor and outdoor living. Outside, enjoy mature tropical landscaping, extensive paved driveways and walkways, and resort-style spaces designed for relaxing and entertaining. For boating enthusiasts, this property truly shines: approx. 4' control depth, quick access to the reef and backcountry, protected canals, and proximity to a full-service marina. The seawall is fully equipped with a cut-in boat slip, 15,000 lb. boat lift, davits, swim ladder, and outdoor shower—everything you need for life on the water. Additional highlights include a barrel tile roof, an attached 2 car garage, a versatile 676 sq. ft. garage space ideal for storage, hobbies, or island toys. Whether you're hosting sunset gatherings by the pool, heading out for a day on the water, or simply unwinding in your own tropical retreat, this remarkable property offers the perfect blend of comfort, style, and true Florida Keys lifestyle. Come see this exceptional canal-front retreat, where every day feels like a getaway.

Features of 20920 5th Avenue

MLS® # 618526
Price $2,795,000
Bedrooms 4
Bathrooms 3.00
Full Baths 3
Square Footage 2,913
Year Built 1995
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 20920 5th Avenue
Area 07 - Cudjoe Key
Subdivision Cudjoe Gardens (21.0)
City Cudjoe Key
County Monroe
State FL
Zip Code 33042

Amenities

Amenities Community Boat Ramp, Bike Paths
Utilities FKAA, Municipal Sewer
Parking Garage, Attached, Auto Door Opener, Guest Parking, Trailer Storage
View Canal View
Is Waterfront Yes
Waterfront Canal Front
Has Pool Yes
Pool In Ground

Interior

Interior Features Cathedral Ceilings, Walk-in Closet(s), Window Treatments, Bar
Appliances Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave
Heating Central
Cooling Central Air, Ceiling Fans(s)
Fireplace No
Has Basement No

Exterior

Exterior Features Hot Tub, Lanai, Sprinkler System, Storage
Lot Description 1/4 - 1/2 Acre
Windows Double Hung Windows, Sliding Glass Doors
Roof Tile Roof
Construction CBS, Other

Additional Information

Date Listed February 7th, 2026
Days on Market 184
Zoning IS - Improved Subivision District
Short Sale No
RE / Bank Owned No

Listing Details

AgentMiriam Novotny
OfficeCompass Florida, LLC

Listing Map

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