20844 W 4th Avenue, Cudjoe, FL

$2,950,000

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4

Beds

3

Baths

2,951

Square feet

12,632

Land Size

About 20844 W 4th Avenue

Welcome to 20844 4th Ave W, a remarkable waterfront estate in the prestigious neighborhood of Cudjoe Gardens. When you first walk up one of the two brick paver driveways on this over sized lot you will find two entrances, beautiful landscaping and tropical fruit trees, key limes, mangoes, lemons, bananas and avocados! This stunning concrete residence blends timeless elegance with coastal sophistication, offering the perfect harmony of luxury and comfort. All new impact windows & doors, framed by custom plantation shutters. Every space has been meticulously curated, showcasing Pottery Barn furnishings & decor (negotiable), brand-new AC, and more! This incredible property with almost 3,000sf offers an open and spacious floor plan. The living area blends seamlessly with the screened in lanai with full bar, concrete heated, saltwater pool and overflow hot tub, offering full sun during the day. Leave the full wall of glass doors open to allow the fresh breeze of the Florida Keys in, as well as the gentle sound of the pool's lovely waterfall. The Custom Chef's Kitchen has top of the line Stainless Steel Appliances, new wine cooler, Granite Countertops, huge island, and Custom Cabinetry. The home has 2 large master bedroom suites, 2 guest bedrooms, and 3 full baths. One of the Master Suites has attached room which can serve as an office, living room, or exercise room, with views of the canal and own entrance leading to the private backyard. Two walk-in closets, and spa shower. The 2nd Master Suite, with gorgeous bamboo flooring with inlayed Compass Rose and ceiling made of river recovered heart cypress, has its own front and back entrance to the screened in lanai, walk in closet designed as storm shelter, and full bath. Other features, double boat lift 20,000lb, 2 Ace 5,500lb davits, 100x10 concrete dock, Killer Dock brand fish cleaning station, commercial ice maker, and 5 min. Ride from the Ocean or Gulf, Fuel, a Marina, and Tackle store, perfect for the avid fisherman!

Features of 20844 W 4th Avenue

MLS® # 616783
Price $2,950,000
Bedrooms 4
Bathrooms 3.00
Full Baths 3
Square Footage 2,951
Land Size 12,632
Year Built 1997
Type Residential
Sub-Type Single Family
Style Ground Level
Status Active

Community Information

Address 20844 W 4th Avenue
Area 07 - Cudjoe Key
Subdivision Cudjoe Gardens (21.0)
City Cudjoe
County Monroe
State FL
Zip Code 33042

Amenities

Amenities Community Boat Ramp, Other Area Features
Utilities FKAA, Propane, Elect Separate Meter, Water Separate Meter, Municipal Sewer
Parking Spaces 4
Parking Garage, Trailer Storage, Off Street Parking, Guest Parking, Open Parking, Auto Door Opener, Attached
View Canal View
Is Waterfront Yes
Waterfront Canal Front
Has Pool Yes
Pool In Ground, Screened In, Decked, Concrete, Salt Water

Interior

Interior Features Drapes/Blinds Incl, Built-in Cabinets, Bar, Window Treatments, Other, Whirlpool Bath Tub, Walk-in Closet(s), Storage, Smoke Alarms, Granite Counter Top, Entrance Foyer, Split Bedroom, Wet Bar
Appliances Washer, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Heating Central, Propane Stove, Electric
Cooling Central Air, Ceiling Fans(s)
Fireplace No

Exterior

Exterior Features Bar, Water Display, Storage, Sprinkler System, Privacy Wall/Fence, Outdoor Shower, Outdoor Kitchen, Lanai, Lighting, Hot Tub, Rain Gutters, Fruit Tree(s), Fencing, Built-in Grill
Lot Description 1/4 - 1/2 Acre
Windows Glass Doors, Impact Rstnce Window, Impact Rstnce Doors, Sliding Glass Doors
Roof Metal Roof
Construction CBS, Concrete
Neighborhood Features Community Boat Ramp, Other Area Features

Additional Information

Date Listed October 8th, 2025
Days on Market 6
Zoning IS - Improved Subivision District
Short Sale No
RE / Bank Owned No
HOA Fees 75.00
HOA Fees Freq. Yearly

Listing Details

AgentStacey Nash Pillari
OfficeBerkshire Hathaway HomeServices Knight & Gardner Realty

Listing Map

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