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Posted by Erin Kiel on
Pre-Approvals: 7 Things You Need to Know Before You Buy
Have you talked to a lender and obtained your Pre-Approval Letter?
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It’s important to talk with Lenders or Mortgage Loan Originators and find the one that best suits your needs. This is the FIRST STEP you should take before looking at properties to purchase.
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When speaking with lenders, have basic financial information at the ready (think bank and other financial statements, tax returns, paystubs, security IDs etc).
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Pre-Qualification vs Pre-Approval: Just about anyone can get a general Pre-Qualification Letter. If you really want to buy a property, push for a Pre-Approval. This carries more weight for you as a Buyer, and is only given to those who show proof of…
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