Buyers always have questions about the mortgage process when purchasing a home. I recommend you speak to a mortgage professional prior to going to look at properties. They will look at your finances and make sure you are financially ready to purchase a home, before you start looking at homes out of your price range. They will look at several things to get you qualified; your income, your debts, cash on hand, along with other things. Once you have your pre-qualification letter with how much home you can afford, you are ready to start looking! No matter if this is your first home or maybe you are more seasoned in home buying, its very exciting when its time to start looking! Below are a list of some local mortgage professionals, there are also a lot of national mortgage professionals, do your homework. Take your time and work with someone that you feel comfortable with.
I'll be glade to be your dedicated buying agent when you are ready, Amy Bruggeman, REALTOR®, Star Properties (305) 619-0818
Innovative Mortgage Service
Center State Bank
Clear Sky Lending
Horizon Mortgage Services
FYI Most of these local Florida Keys lender can finance Mobile Homes!