Two Reports You'll Hear About Often in Florida

If you're buying a home in the Florida Keys, you'll likely hear the terms Wind Mitigation Inspection and Four-Point Inspection early in the process.

While they may sound similar, they serve very different purposes—and both can play an important role in obtaining homeowners insurance.

What Is a Wind Mitigation Inspection?

A Wind Mitigation Inspection evaluates features that may help a home better withstand high winds during tropical storms and hurricanes.

It looks at items such as:

  • Roof shape
  • Roof covering
  • Roof-to-wall connections
  • Secondary water resistance
  • Impact-rated windows and doors
  • Hurricane shutters
  • Garage door protection

These features may help reduce the…

53 Views, 0 Comments

Read Full Post

Every Home Inspection Matters—But Not Every Inspection Is the Same

A home inspection is one of the most important steps in the buying process. It helps you better understand the property's current condition and gives you the opportunity to address concerns before closing.

In the Florida Keys, however, many homes have features and environmental conditions that deserve additional attention.

Salt Air Never Takes a Day Off

The tropical marine environment is beautiful, but salt air can accelerate wear on:

  • Outdoor fixtures
  • HVAC systems
  • Metal hardware
  • Fasteners
  • Railings
  • Garage door components
  • Exterior lighting

A thorough inspection should consider the effects of long-term exposure to coastal conditions.

Roof…

73 Views, 0 Comments

Read Full Post